Alabama Mandatory Liability Insurance

Be Sure to Insure Alabama


If the vehicle was insured on the insurance verification date, please visit your local licensing office or to provide proof of insurance for the verification date. If proof of insurance was provided and could not be confirmed, please have your insurer provide a statement on company letterhead indicating that the vehicle was insured on the verification date. The statement can be provided to your local licensing office or uploaded to 

If the vehicle was not insured on the insurance verification date, please visit your local licensing office to pay the required reinstatement fee ($200 for the first violation; $400 for the second and any subsequent violations) and provide proof of current Alabama insurance. 

If the vehicle was not insured on the insurance verification date due to the vehicle being sold, stored, or otherwise unused (i.e. exempt), the following conditions must be met: 

  • The license plate must be surrendered to the local licensing office within thirty (30) calendar days from the date the MLI verification notice was sent to the registrant.
  • The exemption has not been claimed previously during the current registration period for the vehicle. 
  • The vehicle was not involved in an accident during the lapse in coverage.4. The registrant or driver of the vehicle was not issued a citation during the lapse in coverage.

Appeal Rights 
If you are dissatisfied by the action of the Department of Revenue, Section 40-2A-8(a), Code of Alabama 1975,provides in part, “Any taxpayer aggrieved by any act or proposed act or refusal to act concerning the denial or revocation of a license, permit, or certificate of title by the department shall be entitled to file a notice of appeal from such act or proposed act or refusal to act with the Alabama Tax Tribunal. Such notice of appeal must be filed within 30 days of the date notice of such act or refusal to act is mailed to the taxpayer.” A notice of appeal form is available from Tax Tribunal website at: and should be directed to the address on the form.

An owner or operator convicted of a mandatory liability insurance violation may be fined by law enforcement as follows: 
  • 1st violation - up to $500 fine 
  • 2nd or subsequent violations - up to $1000 fine and/or a 6-month driver license suspension 
In addition to the above violation, if a vehicle is registered or operated without liability insurance, the vehicle registration will be suspended and the vehicle owner will be subject to the following: 
  • 1st violation - $200 reinstatement fee 
  • 2nd or subsequent violations - $400 reinstatement fee 
Evidence of current insurance must also be provided in order to reinstate the vehicle registration. 

Evidence of current insurance, along with the reinstatement fee, may be submitted to the county license plate issuing official in the vehicle owner's county of residence.